On Jul 22, 8:33 pm, Starkiller <NoSpam.SKS_SK...@hotmail.com> wrote:
> On Tue, 22 Jul 2008 16:28:29 -0700 (PDT), maxwel...@my-deja.com wrote:
> >On Jul 22, 5:57 pm, "george conklin" <nos...@nospam.com> wrote:
> >> "Starkiller" <NoSpamSKS_SK...@hotmail.com> wrote in message
>
> >>news:v7jc84tq6h0nite0k11ikgnfgqj2mosdjs@4ax.com...
>
> >> > On Tue, 22 Jul 2008 09:40:34 -0700, "qwerty" <nos...@all.noway.com>
> >> > wrote:
>
> >> >>"Starkiller" <NoSpamSKS_SK...@hotmail.com> wrote in message
> >> >>news:qqib84dgufsjvtpuje97bpgb5dojcrce93@4ax.com...
> >> >>> On Mon, 21 Jul 2008 20:45:38 -0700, "qwerty" <nos...@all.noway.com>
> >> >>> wrote:
>
> >> >>>>"Starkiller" <NoSpamSKS_SK...@hotmail.com> wrote in message
> >> >>>>news:neia8413hmb5e8sq906rjbc3n5151u8l3k@4ax.com...
> >> >>>>> On Tue, 22 Jul 2008 03:32:23 +0100, "Bill Bonde { ''Mr Gore, tear down
> >> >>>>> this wall'')" <tributyltinpa...@yahoo.co.uk> wrote:
>
> >> >>>>>> > Seehttp://www.ehealthinsurance.com/forall the different plans.
>
> >> >>>>>>> $60 a month?? would buy you NO health coverage at all
>
> >> >>>>>>> regardless of pre existing conditions etc
>
>
> >> >>>>>>He is being real. $60 a month would buy some insurance. There are
> >> >>>>>>(or at least could be) medial savings account plans in that basic
> >> >>>>>>area.
>
> >> >>>>> $60 a month for me individually would be a nearly 60% of my premium. I
> >> >>>>> pay around $27 a week for individual coverage.
> >> >>>>> That much of a subsidy would allow most folks that currently can't
> >> >>>>> afford it to be able to.
>
> >> >>>>You did actually go to the cite above didn't you? Just how old are you?
> >> >>>>If
> >> >>>>you're young, in your 20's then health insurance isn't too expensive.
> >> >>>>However, if you're middle-aged then insurance is very expensive. For
> >> >>>>instance, the cheapest & poorest policy for a 55 year old man would be
> >> >>>>$230
> >> >>>>a month which has no prescription benefits, 20% co-pay, and pays for
> >> >>>>nothing
> >> >>>>until you've met the minimum of $3500.00 out-of-pocket expensive. That
> >> >>>>$60
> >> >>>>would provide little help. If you have a pre-existing condition, even
> >> >>>>if
> >> >>>>now cured, it's unlikely that you can get insurance at ANY price.
>
> >> >>> I'm 50. Don't know how it is where you are but my employer pays 40%
> >> >>> of the premium and we pay the balance.
>
> >> >>I'm 56, retired and pay 100% of my insurance out of my own pocket. It's
> >> >>VERY expensive and if I were not literally in perfect health it would be
> >> >>even worse!
>
> >> >>> Typical for the majority of
> >> >>> companies. It's been along that line every where I've worked for the
> >> >>> past 32 years. Mine is just a basic healthcare policy with a $2 a
> >> >>> week rider for short term disability. Prescription plan is $10, $25,
> >> >>> $50 copays. Total out of pocket expenses is $2000. Hospital
> >> >>> deductible is $750. Office visits $35 co pay. It is through Blue
> >> >>> Cross Blue Shield.
> >> >>> The only companies I've ran across that offer no inurance plan at all
> >> >>> have been very small very cheap operations. They usually don't hold
> >> >>> on to employees very long as well.
> >> >>> Folks that don't have a job or are indigent qualify for Tenncare, the
> >> >>> state Medicaid plan. If you qualify for food stamps, you qualify for
> >> >>> Tenncare.
>
> >> >>And if you're not poor? You're retired? Your employer doesn't offer any
> >> >>kind of insurance? Or have pre-existing condition? You're out-of-luck!
>
> >> > Don't know many folks that have retired before they were able to
> >> > qualify for SSI and Medicaire myself. The ones that I do know retired
> >> > because they had enough of a retirement account to cover their
> >> > expenses or they got a piddly cushy little job that paid them enough
> >> > to have some extra change as well as specifically pay their insurance
> >> > premiums.
> >> > Technically I could retire today but the $900 a month difference
> >> > between what I earn and what I would receive from my retirement right
> >> > now wouldn't cut it. Even though I qualify for retirement I have
> >> > enough sense not to "choose" to do so as it would be economically
> >> > illogical.
>
> >> Many people of all ages are trapped in current jobs by the medical
> >> system. You are not unique there. Medicine needs to be 100% divorced from
> >> any employment.
>
> >I agree George, Starkiller is basically trapped in that job and
> >without
> >it they would lose their health insurance unless they could find
> >another equivalent. Notice they say that they don't know many
> >people that retire before receiving SS and Medicare, I wonder
> >why that would be? And I am sure that is a big reason keeping
> >Starkiller from retiring before then. What happens with most
> >people content with the status quo is that they have always
> >had it good so they don't think about what it would be like to
> >not have it. Of course there are many many self employed
> >people out there not all by choice that don't have health
> >insurance at all or any chance of getting anything substantial.
>
> Would you like to explain as to where you get the idea that you are
> somehow entitled to just retire and everything be affordable that you
> want?
LOL. Sure I think we are on different tracks. My point
was that now most companies don't offer health
insurance as a retirement benefit. Whereas 20 years
ago it wasn't uncommon for people to retire before
65 on company benefits. That is no more unless
you work for the government. Apparently that is
either something you didn't know about or you
were not thinking about.
> And no dumbshit, insurance is not why I don't retire now. This house
> that I have been paying on for around 20 odd years will be paid off in
> 7. I'll still be under 60 and I won't have the burden of a mortgage
> to worry with. Then I'll be able to pay for my insurance 100% as well
> as a lot of other stuff that I can't now. It's called sound financial
> planning.
Ouch! The name calling LOL. We will see if you are in the same
situation as you are now in 7 years when the cost of that health
care is double what it is now and inflation has hiked everything
else. Make sure you vote for McCain and ignore anyone that
says you didn't plan when you find you can't retire.
> As far as going somewhere else is concerned I'm not locked into
> anything. I chose to work where I do and have only been there 7
> years. I work there because it's closer to home than the other dozen
> or so companies in the area that do the same thing. All of which have
> insurance plans. Last conference I attended I got 4 offers from
> competitive firms which I respectfully declined. So learn your facts
> before making some stupid assed declaration regarding why I do what I
> do hotshot.
LOL. More name calling. Yes you should give me all the facts first.
> I know one damned thing. If I were forced to retire
> today I wouldn't sit on my ass bitching about how the retirement check
> ain't enough or how big bad insurance companies won't give me cheap
> insurance. If I had to be a security guard or a burger flipper or
> even had to go around picking up scrap metal and soda cans or even
> mowing lawns I would get by. I've done it before. I paid my bills
> for 2 years working for temporary services once. But then I never was
> one to think that I was "too good" for any job.
That is fine I am the same way. I am not doing too bad myself but
I know that other peoples lives are important because eventually
they will effect me in one way or another. And pray you don't
have any health problem when you are mowing lawns or
picking up cans, because the only doctor you are going to
find will be in the ER.
>
> You assholes want your holy universal healthcare then get your little
> democratic congress to vote everyone a huge fucking tax increase and
> pay for it then. Then when folks start bitching about something else
> that they can't afford because they suddenly find themselves with a
> lot less cash to buy other necessities ya'll can raise hell for yet
> another increase to pay for yet another program for the bureaucrats to
> bog down. I'll figure out a way to cope with it, always have. But
> ya'll will continue to bitch.
LOL But that premium going to the a non-profit government plan
will also mean there isn't one going to pay for a for profit
insurance plan. Shouldn't you at least be allowed to choose
between the two? Now you can't and the same people that
are scaring you into believing the government is going to
take all your money are the same people that don't want
any of us to be able to choose.
I apologize for not seeing you and your finances
the way you want to be seen. But I also have to say the
drama was a bit funny. Sincerely LOL.
<Hawki63@sb…
good@rock.com
