>>On Jul 22, 5:57 pm, "george conklin" <nos...@nospam.com> wrote:
>>> "Starkiller" <NoSpamSKS_SK...@hotmail.com> wrote in message
>>>
>>> news:v7jc84tq6h0nite0k11ikgnfgqj2mosdjs@4ax.com...
>>>
>>>
>>>
>>> > On Tue, 22 Jul 2008 09:40:34 -0700, "qwerty" <nos...@all.noway.com>
>>> > wrote:
>>>
>>> >>"Starkiller" <NoSpamSKS_SK...@hotmail.com> wrote in message
>>> >>news:qqib84dgufsjvtpuje97bpgb5dojcrce93@4ax.com...
>>> >>> On Mon, 21 Jul 2008 20:45:38 -0700, "qwerty" <nos...@all.noway.com>
>>> >>> wrote:
>>>
>>> >>>>"Starkiller" <NoSpamSKS_SK...@hotmail.com> wrote in message
>>> >>>>news:neia8413hmb5e8sq906rjbc3n5151u8l3k@4ax.com...
>>> >>>>> On Tue, 22 Jul 2008 03:32:23 +0100, "Bill Bonde { ''Mr Gore, tear
>>> >>>>> down
>>> >>>>> this wall'')" <tributyltinpa...@yahoo.co.uk> wrote:
>>>
>>> >>>>>> > Seehttp://www.ehealthinsurance.com/for all the different plans.
>>>
>>> >>>>>>> $60 a month?? would buy you NO health coverage at all
>>>
>>> >>>>>>> regardless of pre existing conditions etc
>>>
>>>
>>> >>>>>>He is being real. $60 a month would buy some insurance. There are
>>> >>>>>>(or at least could be) medial savings account plans in that basic
>>> >>>>>>area.
>>>
>>> >>>>> $60 a month for me individually would be a nearly 60% of my
>>> >>>>> premium. I
>>> >>>>> pay around $27 a week for individual coverage.
>>> >>>>> That much of a subsidy would allow most folks that currently can't
>>> >>>>> afford it to be able to.
>>>
>>> >>>>You did actually go to the cite above didn't you? Just how old are
>>> >>>>you?
>>> >>>>If
>>> >>>>you're young, in your 20's then health insurance isn't too
>>> >>>>expensive.
>>> >>>>However, if you're middle-aged then insurance is very expensive.
>>> >>>>For
>>> >>>>instance, the cheapest & poorest policy for a 55 year old man would
>>> >>>>be
>>> >>>>$230
>>> >>>>a month which has no prescription benefits, 20% co-pay, and pays for
>>> >>>>nothing
>>> >>>>until you've met the minimum of $3500.00 out-of-pocket expensive.
>>> >>>>That
>>> >>>>$60
>>> >>>>would provide little help. If you have a pre-existing condition,
>>> >>>>even
>>> >>>>if
>>> >>>>now cured, it's unlikely that you can get insurance at ANY price.
>>>
>>> >>> I'm 50. Don't know how it is where you are but my employer pays 40%
>>> >>> of the premium and we pay the balance.
>>>
>>> >>I'm 56, retired and pay 100% of my insurance out of my own pocket.
>>> >>It's
>>> >>VERY expensive and if I were not literally in perfect health it would
>>> >>be
>>> >>even worse!
>>>
>>> >>> Typical for the majority of
>>> >>> companies. It's been along that line every where I've worked for
>>> >>> the
>>> >>> past 32 years. Mine is just a basic healthcare policy with a $2 a
>>> >>> week rider for short term disability. Prescription plan is $10,
>>> >>> $25,
>>> >>> $50 copays. Total out of pocket expenses is $2000. Hospital
>>> >>> deductible is $750. Office visits $35 co pay. It is through Blue
>>> >>> Cross Blue Shield.
>>> >>> The only companies I've ran across that offer no inurance plan at
>>> >>> all
>>> >>> have been very small very cheap operations. They usually don't hold
>>> >>> on to employees very long as well.
>>> >>> Folks that don't have a job or are indigent qualify for Tenncare,
>>> >>> the
>>> >>> state Medicaid plan. If you qualify for food stamps, you qualify
>>> >>> for
>>> >>> Tenncare.
>>>
>>> >>And if you're not poor? You're retired? Your employer doesn't offer
>>> >>any
>>> >>kind of insurance? Or have pre-existing condition? You're
>>> >>out-of-luck!
>>>
>>> > Don't know many folks that have retired before they were able to
>>> > qualify for SSI and Medicaire myself. The ones that I do know retired
>>> > because they had enough of a retirement account to cover their
>>> > expenses or they got a piddly cushy little job that paid them enough
>>> > to have some extra change as well as specifically pay their insurance
>>> > premiums.
>>> > Technically I could retire today but the $900 a month difference
>>> > between what I earn and what I would receive from my retirement right
>>> > now wouldn't cut it. Even though I qualify for retirement I have
>>> > enough sense not to "choose" to do so as it would be economically
>>> > illogical.
>>>
>>> Many people of all ages are trapped in current jobs by the medical
>>> system. You are not unique there. Medicine needs to be 100% divorced
>>> from
>>> any employment.
>>
>>I agree George, Starkiller is basically trapped in that job and
>>without
>>it they would lose their health insurance unless they could find
>>another equivalent. Notice they say that they don't know many
>>people that retire before receiving SS and Medicare, I wonder
>>why that would be? And I am sure that is a big reason keeping
>>Starkiller from retiring before then. What happens with most
>>people content with the status quo is that they have always
>>had it good so they don't think about what it would be like to
>>not have it. Of course there are many many self employed
>>people out there not all by choice that don't have health
>>insurance at all or any chance of getting anything substantial.
<Hawki63@sb…
good@rock.com
