"Starkiller" <NoSpam.SKS_SKanz@hotmail.com> wrote in message
news:0prc84prsj1fdvesokko88q8dirnqop5mt@4ax.com...
> On Tue, 22 Jul 2008 16:29:12 -0700, "qwerty" <nospam@all.noway.com>
> wrote:
>
>>
>>"Starkiller" <NoSpamSKS_SKanz@hotmail.com> wrote in message
>>news:v7jc84tq6h0nite0k11ikgnfgqj2mosdjs@4ax.com...
>>> On Tue, 22 Jul 2008 09:40:34 -0700, "qwerty" <nospam@all.noway.com>
>>> wrote:
>>>
>>>>
>>>>"Starkiller" <NoSpamSKS_SKanz@hotmail.com> wrote in message
>>>>news:qqib84dgufsjvtpuje97bpgb5dojcrce93@4ax.com...
>>>>> On Mon, 21 Jul 2008 20:45:38 -0700, "qwerty" <nospam@all.noway.com>
>>>>> wrote:
>>>>>
>>>>>>
>>>>>>"Starkiller" <NoSpamSKS_SKanz@hotmail.com> wrote in message
>>>>>>news:neia8413hmb5e8sq906rjbc3n5151u8l3k@4ax.com...
>>>>>>> On Tue, 22 Jul 2008 03:32:23 +0100, "Bill Bonde { ''Mr Gore, tear
>>>>>>> down
>>>>>>> this wall'')" <tributyltinpaint@yahoo.co.uk> wrote:
>>>>>>>
>>>>>>>> > See http://www.ehealthinsurance.com/ for all the different plans.
>>>>>>
>>>>>>>>> $60 a month?? would buy you NO health coverage at all
>>>>>>>>>
>>>>>>>>> regardless of pre existing conditions etc
>>>>>>>>>
>>>>>>>>> get real
>>>>>>>>>
>>>>>>>>He is being real. $60 a month would buy some insurance. There are
>>>>>>>>(or at least could be) medial savings account plans in that basic
>>>>>>>>area.
>>>>>>>
>>>>>>> $60 a month for me individually would be a nearly 60% of my premium.
>>>>>>> I
>>>>>>> pay around $27 a week for individual coverage.
>>>>>>> That much of a subsidy would allow most folks that currently can't
>>>>>>> afford it to be able to.
>>>>>>
>>>>>>You did actually go to the cite above didn't you? Just how old are
>>>>>>you?
>>>>>>If
>>>>>>you're young, in your 20's then health insurance isn't too expensive.
>>>>>>However, if you're middle-aged then insurance is very expensive. For
>>>>>>instance, the cheapest & poorest policy for a 55 year old man would be
>>>>>>$230
>>>>>>a month which has no prescription benefits, 20% co-pay, and pays for
>>>>>>nothing
>>>>>>until you've met the minimum of $3500.00 out-of-pocket expensive.
>>>>>>That
>>>>>>$60
>>>>>>would provide little help. If you have a pre-existing condition, even
>>>>>>if
>>>>>>now cured, it's unlikely that you can get insurance at ANY price.
>>>>>>
>>>>> I'm 50. Don't know how it is where you are but my employer pays 40%
>>>>> of the premium and we pay the balance.
>>>>
>>>>I'm 56, retired and pay 100% of my insurance out of my own pocket. It's
>>>>VERY expensive and if I were not literally in perfect health it would be
>>>>even worse!
>>>>
>>>>> Typical for the majority of
>>>>> companies. It's been along that line every where I've worked for the
>>>>> past 32 years. Mine is just a basic healthcare policy with a $2 a
>>>>> week rider for short term disability. Prescription plan is $10, $25,
>>>>> $50 copays. Total out of pocket expenses is $2000. Hospital
>>>>> deductible is $750. Office visits $35 co pay. It is through Blue
>>>>> Cross Blue Shield.
>>>>> The only companies I've ran across that offer no inurance plan at all
>>>>> have been very small very cheap operations. They usually don't hold
>>>>> on to employees very long as well.
>>>>> Folks that don't have a job or are indigent qualify for Tenncare, the
>>>>> state Medicaid plan. If you qualify for food stamps, you qualify for
>>>>> Tenncare.
>>>>
>>>>And if you're not poor? You're retired? Your employer doesn't offer
>>>>any
>>>>kind of insurance? Or have pre-existing condition? You're out-of-luck!
>>>>
>>> Don't know many folks that have retired before they were able to
>>> qualify for SSI and Medicaire myself.
>>
>>Not everyone is given a choice, nor is it relevant to this conversation
>>concerning the affordability of private health insurance.
>
> If you retire with no disability and you're only in your 50s and your
> retirement isn't going to be enough to cover your living expense and
> you chose to sit at home and do nothing then affordability is not the
> issue.
I never said I could not afford the insurance, only that it was very
expensive and that few can afford it. Also, not everyone has choice as to
when they retire, or become unemployed and lose what inurance coverage they
may have had. However, it's completely irrelevant to the cost of health
insurance.
> As far as this picture of doom where no one can afford to live except
> the very rich that you all want to paint is concerned, I have family
> memebers that make a lot less than I do that still have kids at home
> that have found health coverage. My own sister has a household income
> of around $36K a year for her, my brother-in-law and her two kids.
> They pay for their own health coverage out of their own pockets and
> they aren't starving or going naked or bankrupt. Hell they have two
> vehicles that are both a lot newer than my own. If they can find
> affordable health coverage and still live a decent lifestyle then just
> about anyone can.
Please cite exactly what health insurance they have, the coverage,
deductable, their ages, etc. Again, using the ehealthinsurance.com cited
previously, 2 adults, 2 children has the cheapest insurance rate of of $540
a month with a whopping $5,000 deductable and 30% co-pay, no prescriptions,
no vision, no dental. It's crap and works out to 18% of the above gross
pay, or about 26% of their take home pay and that insurance pays nothing
until they've met that $5,000 deductable! In a bad year they could easily
pay more than 50% of their income in medical expenses.
<Hawki63@sb…
good@rock.com
