> On Tue, 22 Jul 2008 16:29:12 -0700, "qwerty" <nospam@all.noway.com>
> wrote:
>
>>
>>"Starkiller" <NoSpamSKS_SKanz@hotmail.com> wrote in message
>>news:v7jc84tq6h0nite0k11ikgnfgqj2mosdjs@4ax.com...
>>> On Tue, 22 Jul 2008 09:40:34 -0700, "qwerty" <nospam@all.noway.com>
>>> wrote:
>>>
>>>>
>>>>"Starkiller" <NoSpamSKS_SKanz@hotmail.com> wrote in message
>>>>news:qqib84dgufsjvtpuje97bpgb5dojcrce93@4ax.com...
>>>>> On Mon, 21 Jul 2008 20:45:38 -0700, "qwerty" <nospam@all.noway.com>
>>>>> wrote:
>>>>>
>>>>>>
>>>>>>"Starkiller" <NoSpamSKS_SKanz@hotmail.com> wrote in message
>>>>>>news:neia8413hmb5e8sq906rjbc3n5151u8l3k@4ax.com...
>>>>>>> On Tue, 22 Jul 2008 03:32:23 +0100, "Bill Bonde { ''Mr Gore, tear
>>>>>>> down
>>>>>>> this wall'')" <tributyltinpaint@yahoo.co.uk> wrote:
>>>>>>>
>>>>>>>> > See http://www.ehealthinsurance.com/ for all the different plans.
>>>>>>
>>>>>>>>> $60 a month?? would buy you NO health coverage at all
>>>>>>>>>
>>>>>>>>> regardless of pre existing conditions etc
>>>>>>>>>
>>>>>>>>> get real
>>>>>>>>>
>>>>>>>>He is being real. $60 a month would buy some insurance. There are
>>>>>>>>(or at least could be) medial savings account plans in that basic
>>>>>>>>area.
>>>>>>>
>>>>>>> $60 a month for me individually would be a nearly 60% of my premium.
>>>>>>> I
>>>>>>> pay around $27 a week for individual coverage.
>>>>>>> That much of a subsidy would allow most folks that currently can't
>>>>>>> afford it to be able to.
>>>>>>
>>>>>>You did actually go to the cite above didn't you? Just how old are
>>>>>>you?
>>>>>>If
>>>>>>you're young, in your 20's then health insurance isn't too expensive.
>>>>>>However, if you're middle-aged then insurance is very expensive. For
>>>>>>instance, the cheapest & poorest policy for a 55 year old man would be
>>>>>>$230
>>>>>>a month which has no prescription benefits, 20% co-pay, and pays for
>>>>>>nothing
>>>>>>until you've met the minimum of $3500.00 out-of-pocket expensive.
>>>>>>That
>>>>>>$60
>>>>>>would provide little help. If you have a pre-existing condition, even
>>>>>>if
>>>>>>now cured, it's unlikely that you can get insurance at ANY price.
>>>>>>
>>>>> I'm 50. Don't know how it is where you are but my employer pays 40%
>>>>> of the premium and we pay the balance.
>>>>
>>>>I'm 56, retired and pay 100% of my insurance out of my own pocket. It's
>>>>VERY expensive and if I were not literally in perfect health it would be
>>>>even worse!
>>>>
>>>>> Typical for the majority of
>>>>> companies. It's been along that line every where I've worked for the
>>>>> past 32 years. Mine is just a basic healthcare policy with a $2 a
>>>>> week rider for short term disability. Prescription plan is $10, $25,
>>>>> $50 copays. Total out of pocket expenses is $2000. Hospital
>>>>> deductible is $750. Office visits $35 co pay. It is through Blue
>>>>> Cross Blue Shield.
>>>>> The only companies I've ran across that offer no inurance plan at all
>>>>> have been very small very cheap operations. They usually don't hold
>>>>> on to employees very long as well.
>>>>> Folks that don't have a job or are indigent qualify for Tenncare, the
>>>>> state Medicaid plan. If you qualify for food stamps, you qualify for
>>>>> Tenncare.
>>>>
>>>>And if you're not poor? You're retired? Your employer doesn't offer
>>>>any
>>>>kind of insurance? Or have pre-existing condition? You're out-of-luck!
>>>>
>>> Don't know many folks that have retired before they were able to
>>> qualify for SSI and Medicaire myself.
>>
>>Not everyone is given a choice, nor is it relevant to this conversation
>>concerning the affordability of private health insurance.
>
> If you retire with no disability and you're only in your 50s and your
> retirement isn't going to be enough to cover your living expense and
> you chose to sit at home and do nothing then affordability is not the
> issue.
>
> As far as this picture of doom where no one can afford to live except
> the very rich that you all want to paint is concerned, I have family
> memebers that make a lot less than I do that still have kids at home
> that have found health coverage. My own sister has a household income
> of around $36K a year for her, my brother-in-law and her two kids.
> They pay for their own health coverage out of their own pockets and
> they aren't starving or going naked or bankrupt. Hell they have two
> vehicles that are both a lot newer than my own. If they can find
> affordable health coverage and still live a decent lifestyle then just
> about anyone can.
health and fairly young. If you get sick, you get dropped.
<Hawki63@sb…
good@rock.com
