> On Jul 22, 5:57 pm, "george conklin" <nos...@nospam.com> wrote:
>> "Starkiller" <NoSpamSKS_SK...@hotmail.com> wrote in message
>>
>> news:v7jc84tq6h0nite0k11ikgnfgqj2mosdjs@4ax.com...
>>
>>
>>
>> > On Tue, 22 Jul 2008 09:40:34 -0700, "qwerty" <nos...@all.noway.com>
>> > wrote:
>>
>> >>"Starkiller" <NoSpamSKS_SK...@hotmail.com> wrote in message
>> >>news:qqib84dgufsjvtpuje97bpgb5dojcrce93@4ax.com...
>> >>> On Mon, 21 Jul 2008 20:45:38 -0700, "qwerty" <nos...@all.noway.com>
>> >>> wrote:
>>
>> >>>>"Starkiller" <NoSpamSKS_SK...@hotmail.com> wrote in message
>> >>>>news:neia8413hmb5e8sq906rjbc3n5151u8l3k@4ax.com...
>> >>>>> On Tue, 22 Jul 2008 03:32:23 +0100, "Bill Bonde { ''Mr Gore, tear
>> >>>>> down
>> >>>>> this wall'')" <tributyltinpa...@yahoo.co.uk> wrote:
>>
>> >>>>>> > Seehttp://www.ehealthinsurance.com/for all the different plans.
>>
>> >>>>>>> $60 a month?? would buy you NO health coverage at all
>>
>> >>>>>>> regardless of pre existing conditions etc
>>
>>
>> >>>>>>He is being real. $60 a month would buy some insurance. There are
>> >>>>>>(or at least could be) medial savings account plans in that basic
>> >>>>>>area.
>>
>> >>>>> $60 a month for me individually would be a nearly 60% of my
>> >>>>> premium. I
>> >>>>> pay around $27 a week for individual coverage.
>> >>>>> That much of a subsidy would allow most folks that currently can't
>> >>>>> afford it to be able to.
>>
>> >>>>You did actually go to the cite above didn't you? Just how old are
>> >>>>you?
>> >>>>If
>> >>>>you're young, in your 20's then health insurance isn't too expensive.
>> >>>>However, if you're middle-aged then insurance is very expensive. For
>> >>>>instance, the cheapest & poorest policy for a 55 year old man would
>> >>>>be
>> >>>>$230
>> >>>>a month which has no prescription benefits, 20% co-pay, and pays for
>> >>>>nothing
>> >>>>until you've met the minimum of $3500.00 out-of-pocket expensive.
>> >>>>That
>> >>>>$60
>> >>>>would provide little help. If you have a pre-existing condition,
>> >>>>even
>> >>>>if
>> >>>>now cured, it's unlikely that you can get insurance at ANY price.
>>
>> >>> I'm 50. Don't know how it is where you are but my employer pays 40%
>> >>> of the premium and we pay the balance.
>>
>> >>I'm 56, retired and pay 100% of my insurance out of my own pocket.
>> >>It's
>> >>VERY expensive and if I were not literally in perfect health it would
>> >>be
>> >>even worse!
>>
>> >>> Typical for the majority of
>> >>> companies. It's been along that line every where I've worked for the
>> >>> past 32 years. Mine is just a basic healthcare policy with a $2 a
>> >>> week rider for short term disability. Prescription plan is $10, $25,
>> >>> $50 copays. Total out of pocket expenses is $2000. Hospital
>> >>> deductible is $750. Office visits $35 co pay. It is through Blue
>> >>> Cross Blue Shield.
>> >>> The only companies I've ran across that offer no inurance plan at all
>> >>> have been very small very cheap operations. They usually don't hold
>> >>> on to employees very long as well.
>> >>> Folks that don't have a job or are indigent qualify for Tenncare, the
>> >>> state Medicaid plan. If you qualify for food stamps, you qualify for
>> >>> Tenncare.
>>
>> >>And if you're not poor? You're retired? Your employer doesn't offer
>> >>any
>> >>kind of insurance? Or have pre-existing condition? You're out-of-luck!
>>
>> > Don't know many folks that have retired before they were able to
>> > qualify for SSI and Medicaire myself. The ones that I do know retired
>> > because they had enough of a retirement account to cover their
>> > expenses or they got a piddly cushy little job that paid them enough
>> > to have some extra change as well as specifically pay their insurance
>> > premiums.
>> > Technically I could retire today but the $900 a month difference
>> > between what I earn and what I would receive from my retirement right
>> > now wouldn't cut it. Even though I qualify for retirement I have
>> > enough sense not to "choose" to do so as it would be economically
>> > illogical.
>>
>> Many people of all ages are trapped in current jobs by the medical
>> system. You are not unique there. Medicine needs to be 100% divorced
>> from
>> any employment.
>
> I agree George, Starkiller is basically trapped in that job and
> without
> it they would lose their health insurance unless they could find
> another equivalent. Notice they say that they don't know many
> people that retire before receiving SS and Medicare, I wonder
> why that would be? And I am sure that is a big reason keeping
> Starkiller from retiring before then. What happens with most
> people content with the status quo is that they have always
> had it good so they don't think about what it would be like to
> not have it. Of course there are many many self employed
> people out there not all by choice that don't have health
> insurance at all or any chance of getting anything substantial.
>
are 65. Before that, it is a coin toss.
<Hawki63@sb…
good@rock.com
