Subject: Re: Possible Solution to Health Insurance
Author: qwerty
Date: 22 Jul
Ref:


"Starkiller" <NoSpamSKS_SKanz@hotmail.com> wrote in message
news:v7jc84tq6h0nite0k11ikgnfgqj2mosdjs@4ax.com...
> On Tue, 22 Jul 2008 09:40:34 -0700, "qwerty" <nospam@all.noway.com>
> wrote:
>
>>
>>"Starkiller" <NoSpamSKS_SKanz@hotmail.com> wrote in message
>>news:qqib84dgufsjvtpuje97bpgb5dojcrce93@4ax.com...
>>> On Mon, 21 Jul 2008 20:45:38 -0700, "qwerty" <nospam@all.noway.com>
>>> wrote:
>>>
>>>>
>>>>"Starkiller" <NoSpamSKS_SKanz@hotmail.com> wrote in message
>>>>news:neia8413hmb5e8sq906rjbc3n5151u8l3k@4ax.com...
>>>>> On Tue, 22 Jul 2008 03:32:23 +0100, "Bill Bonde { ''Mr Gore, tear down
>>>>> this wall'')" <tributyltinpaint@yahoo.co.uk> wrote:
>>>>>
>>>>>> > See http://www.ehealthinsurance.com/ for all the different plans.
>>>>
>>>>>>> $60 a month?? would buy you NO health coverage at all
>>>>>>>
>>>>>>> regardless of pre existing conditions etc
>>>>>>>
>>>>>>> get real
>>>>>>>
>>>>>>He is being real. $60 a month would buy some insurance. There are
>>>>>>(or at least could be) medial savings account plans in that basic
>>>>>>area.
>>>>>
>>>>> $60 a month for me individually would be a nearly 60% of my premium. I
>>>>> pay around $27 a week for individual coverage.
>>>>> That much of a subsidy would allow most folks that currently can't
>>>>> afford it to be able to.
>>>>
>>>>You did actually go to the cite above didn't you? Just how old are you?
>>>>If
>>>>you're young, in your 20's then health insurance isn't too expensive.
>>>>However, if you're middle-aged then insurance is very expensive. For
>>>>instance, the cheapest & poorest policy for a 55 year old man would be
>>>>$230
>>>>a month which has no prescription benefits, 20% co-pay, and pays for
>>>>nothing
>>>>until you've met the minimum of $3500.00 out-of-pocket expensive. That
>>>>$60
>>>>would provide little help. If you have a pre-existing condition, even
>>>>if
>>>>now cured, it's unlikely that you can get insurance at ANY price.
>>>>
>>> I'm 50. Don't know how it is where you are but my employer pays 40%
>>> of the premium and we pay the balance.
>>
>>I'm 56, retired and pay 100% of my insurance out of my own pocket. It's
>>VERY expensive and if I were not literally in perfect health it would be
>>even worse!
>>
>>> Typical for the majority of
>>> companies. It's been along that line every where I've worked for the
>>> past 32 years. Mine is just a basic healthcare policy with a $2 a
>>> week rider for short term disability. Prescription plan is $10, $25,
>>> $50 copays. Total out of pocket expenses is $2000. Hospital
>>> deductible is $750. Office visits $35 co pay. It is through Blue
>>> Cross Blue Shield.
>>> The only companies I've ran across that offer no inurance plan at all
>>> have been very small very cheap operations. They usually don't hold
>>> on to employees very long as well.
>>> Folks that don't have a job or are indigent qualify for Tenncare, the
>>> state Medicaid plan. If you qualify for food stamps, you qualify for
>>> Tenncare.
>>
>>And if you're not poor? You're retired? Your employer doesn't offer any
>>kind of insurance? Or have pre-existing condition? You're out-of-luck!
>>
> Don't know many folks that have retired before they were able to
> qualify for SSI and Medicaire myself.

Not everyone is given a choice, nor is it relevant to this conversation
concerning the affordability of private health insurance.

>The ones that I do know retired
> because they had enough of a retirement account to cover their
> expenses or they got a piddly cushy little job that paid them enough
> to have some extra change as well as specifically pay their insurance
> premiums.
> Technically I could retire today but the $900 a month difference
> between what I earn and what I would receive from my retirement right
> now wouldn't cut it. Even though I qualify for retirement I have
> enough sense not to "choose" to do so as it would be economically
> illogical.
>
>
>
>
>
> 'A government big enough to give you everything you want, is
> big enough to take away everything you have.'
>
> "You cannot enrich the poor by impoverishing the rich."




Possible Solution to Health Insurance
21 Julgood@rock.com
21 Jul|- <Hawki63@sb…
22 Jul|  |- george conklin
22 Jul|  |  \ good@rock.com
22 Jul|  |     \ george conklin
22 Jul|  \ Bill Bonde { '…
22 Jul|     |- Starkiller
22 Jul|     |  \ qwerty
22 Jul|     |     |- <Hawki63@sb…
22 Jul|     |     |  \ george conklin
22 Jul|     |     |- Starkiller
22 Jul|     |     |  |- maxwelton@my-d…
22 Jul|     |     |  \ qwerty
22 Jul|     |     |     \ Starkiller
22 Jul|     |     |        |- george conklin
22 Jul|     |     |        |  \ maxwelton@my-d…
23 Jul|     |     |        |     |- george conklin
23 Jul|     |     |        |     \ Starkiller
23 Jul|     |     |        |        |- george conklin
23 Jul|     |     |        |        \ maxwelton@my-d…
22 Jul|     |     |        \ qwerty
23 Jul|     |     |           \ Starkiller
23 Jul|     |     |              |- george conklin
23 Jul|     |     |              \ qwerty
23 Jul|     |     |                 \ george conklin
22 Jul|     |     \ george conklin
22 Jul|     |        \ <Hawki63@sb…
22 Jul|     |           |- <Hawki63@sb…
22 Jul|     |           |  \ george conklin
22 Jul|     |           \ george conklin
22 Jul|     |              \ <Hawki63@sb…
22 Jul|     |                 \ george conklin
22 Jul|     \ <Hawki63@sb…
22 Jul\ good@rock.com
22 Jul   \ qwerty