On Jul 22, 5:57 pm, "george conklin" <nos...@nospam.com> wrote:
> "Starkiller" <NoSpamSKS_SK...@hotmail.com> wrote in message
>
> news:v7jc84tq6h0nite0k11ikgnfgqj2mosdjs@4ax.com...
>
>
>
> > On Tue, 22 Jul 2008 09:40:34 -0700, "qwerty" <nos...@all.noway.com>
> > wrote:
>
> >>"Starkiller" <NoSpamSKS_SK...@hotmail.com> wrote in message
> >>news:qqib84dgufsjvtpuje97bpgb5dojcrce93@4ax.com...
> >>> On Mon, 21 Jul 2008 20:45:38 -0700, "qwerty" <nos...@all.noway.com>
> >>> wrote:
>
> >>>>"Starkiller" <NoSpamSKS_SK...@hotmail.com> wrote in message
> >>>>news:neia8413hmb5e8sq906rjbc3n5151u8l3k@4ax.com...
> >>>>> On Tue, 22 Jul 2008 03:32:23 +0100, "Bill Bonde { ''Mr Gore, tear down
> >>>>> this wall'')" <tributyltinpa...@yahoo.co.uk> wrote:
>
> >>>>>> > Seehttp://www.ehealthinsurance.com/for all the different plans.
>
> >>>>>>> $60 a month?? would buy you NO health coverage at all
>
> >>>>>>> regardless of pre existing conditions etc
>
>
> >>>>>>He is being real. $60 a month would buy some insurance. There are
> >>>>>>(or at least could be) medial savings account plans in that basic
> >>>>>>area.
>
> >>>>> $60 a month for me individually would be a nearly 60% of my premium. I
> >>>>> pay around $27 a week for individual coverage.
> >>>>> That much of a subsidy would allow most folks that currently can't
> >>>>> afford it to be able to.
>
> >>>>You did actually go to the cite above didn't you? Just how old are you?
> >>>>If
> >>>>you're young, in your 20's then health insurance isn't too expensive.
> >>>>However, if you're middle-aged then insurance is very expensive. For
> >>>>instance, the cheapest & poorest policy for a 55 year old man would be
> >>>>$230
> >>>>a month which has no prescription benefits, 20% co-pay, and pays for
> >>>>nothing
> >>>>until you've met the minimum of $3500.00 out-of-pocket expensive. That
> >>>>$60
> >>>>would provide little help. If you have a pre-existing condition, even
> >>>>if
> >>>>now cured, it's unlikely that you can get insurance at ANY price.
>
> >>> I'm 50. Don't know how it is where you are but my employer pays 40%
> >>> of the premium and we pay the balance.
>
> >>I'm 56, retired and pay 100% of my insurance out of my own pocket. It's
> >>VERY expensive and if I were not literally in perfect health it would be
> >>even worse!
>
> >>> Typical for the majority of
> >>> companies. It's been along that line every where I've worked for the
> >>> past 32 years. Mine is just a basic healthcare policy with a $2 a
> >>> week rider for short term disability. Prescription plan is $10, $25,
> >>> $50 copays. Total out of pocket expenses is $2000. Hospital
> >>> deductible is $750. Office visits $35 co pay. It is through Blue
> >>> Cross Blue Shield.
> >>> The only companies I've ran across that offer no inurance plan at all
> >>> have been very small very cheap operations. They usually don't hold
> >>> on to employees very long as well.
> >>> Folks that don't have a job or are indigent qualify for Tenncare, the
> >>> state Medicaid plan. If you qualify for food stamps, you qualify for
> >>> Tenncare.
>
> >>And if you're not poor? You're retired? Your employer doesn't offer any
> >>kind of insurance? Or have pre-existing condition? You're out-of-luck!
>
> > Don't know many folks that have retired before they were able to
> > qualify for SSI and Medicaire myself. The ones that I do know retired
> > because they had enough of a retirement account to cover their
> > expenses or they got a piddly cushy little job that paid them enough
> > to have some extra change as well as specifically pay their insurance
> > premiums.
> > Technically I could retire today but the $900 a month difference
> > between what I earn and what I would receive from my retirement right
> > now wouldn't cut it. Even though I qualify for retirement I have
> > enough sense not to "choose" to do so as it would be economically
> > illogical.
>
> Many people of all ages are trapped in current jobs by the medical
> system. You are not unique there. Medicine needs to be 100% divorced from
> any employment.
I agree George, Starkiller is basically trapped in that job and
without
it they would lose their health insurance unless they could find
another equivalent. Notice they say that they don't know many
people that retire before receiving SS and Medicare, I wonder
why that would be? And I am sure that is a big reason keeping
Starkiller from retiring before then. What happens with most
people content with the status quo is that they have always
had it good so they don't think about what it would be like to
not have it. Of course there are many many self employed
people out there not all by choice that don't have health
insurance at all or any chance of getting anything substantial.
<Hawki63@sb…
good@rock.com
