Subject: Re: Possible Solution to Health Insurance
Author: george conklin
Date: 22 Jul
Ref:


<Hawki63@sbcglobal.net> wrote in message
news:IXphk.16993$89.3829@nlpi069.nbdc.sbc.com...
>
> "george conklin" <nospam@nospam.com> wrote in message
> news:4vednZGbIMPRuhvVnZ2dnUVZ_r3inZ2d@earthlink.com...
>>
>> <Hawki63@sbcglobal.net> wrote in message
>> news:%Lohk.17043$jI5.16047@flpi148.ffdc.sbc.com...
>>>
>>> "george conklin" <nospam@nospam.com> wrote in message
>>> news:W6-dnRY5grjaTBjVnZ2dnUVZ_jadnZ2d@earthlink.com...
>>>>
>>>> "qwerty" <nospam@all.noway.com> wrote in message
>>>> news:8Ichk.6422$cn7.4536@flpi145.ffdc.sbc.com...
>>>>>
>>>>> "Starkiller" <NoSpamSKS_SKanz@hotmail.com> wrote in message
>>>>> news:neia8413hmb5e8sq906rjbc3n5151u8l3k@4ax.com...
>>>>>> On Tue, 22 Jul 2008 03:32:23 +0100, "Bill Bonde { ''Mr Gore, tear
>>>>>> down
>>>>>> this wall'')" <tributyltinpaint@yahoo.co.uk> wrote:
>>>>>>
>>>>>>> > See http://www.ehealthinsurance.com/ for all the different plans.
>>>>>
>>>>>>>> $60 a month?? would buy you NO health coverage at all
>>>>>>>>
>>>>>>>> regardless of pre existing conditions etc
>>>>>>>>
>>>>>>>> get real
>>>>>>>>
>>>>>>>He is being real. $60 a month would buy some insurance. There are
>>>>>>>(or at least could be) medial savings account plans in that basic
>>>>>>>area.
>>>>>>
>>>>>> $60 a month for me individually would be a nearly 60% of my premium.
>>>>>> I
>>>>>> pay around $27 a week for individual coverage.
>>>>>> That much of a subsidy would allow most folks that currently can't
>>>>>> afford it to be able to.
>>>>>
>>>>> You did actually go to the cite above didn't you? Just how old are
>>>>> you? If you're young, in your 20's then health insurance isn't too
>>>>> expensive. However, if you're middle-aged then insurance is very
>>>>> expensive. For instance, the cheapest & poorest policy for a 55 year
>>>>> old man would be $230 a month which has no prescription benefits, 20%
>>>>> co-pay, and pays for nothing until you've met the minimum of $3500.00
>>>>> out-of-pocket expensive. That $60 would provide little help. If you
>>>>> have a pre-existing condition, even if now cured, it's unlikely that
>>>>> you can get insurance at ANY price.
>>>>>
>>>>
>>>> Some states have community rating, so you could get insurance. NJ is
>>>> one. A friend of mine who retired without health insurance moved to NJ
>>>> so he and his wife could get some coverage. Otherwise, it is totally
>>>> out-of-pocket.
>>>
>>>
>>>
>>> what do you mean by "community rating??"...just curious
>>
>> That is an insurance term. I am surprised you don't know it. Everyone
>> gets the same rate and no one can be denied.
>>
>
>
> well that would be ideal...
>
> when I googled the term and New Jersey I only found charts from various
> health insurers..all broken down by age and gender...and no...the rates
> were not the same...
>
> not sure about not being denied

You will get the rate that applies to your demographic status, not based
on health conditions, and you cannot be refused.




Possible Solution to Health Insurance
21 Julgood@rock.com
21 Jul|- <Hawki63@sb…
22 Jul|  |- george conklin
22 Jul|  |  \ good@rock.com
22 Jul|  |     \ george conklin
22 Jul|  \ Bill Bonde { '…
22 Jul|     |- Starkiller
22 Jul|     |  \ qwerty
22 Jul|     |     |- <Hawki63@sb…
22 Jul|     |     |  \ george conklin
22 Jul|     |     |- Starkiller
22 Jul|     |     |  |- maxwelton@my-d…
22 Jul|     |     |  \ qwerty
22 Jul|     |     |     \ Starkiller
22 Jul|     |     |        |- george conklin
22 Jul|     |     |        |  \ maxwelton@my-d…
23 Jul|     |     |        |     |- george conklin
23 Jul|     |     |        |     \ Starkiller
23 Jul|     |     |        |        |- george conklin
23 Jul|     |     |        |        \ maxwelton@my-d…
22 Jul|     |     |        \ qwerty
23 Jul|     |     |           \ Starkiller
23 Jul|     |     |              |- george conklin
23 Jul|     |     |              \ qwerty
23 Jul|     |     |                 \ george conklin
22 Jul|     |     \ george conklin
22 Jul|     |        \ <Hawki63@sb…
22 Jul|     |           |- <Hawki63@sb…
22 Jul|     |           |  \ george conklin
22 Jul|     |           \ george conklin
22 Jul|     |              \ <Hawki63@sb…
22 Jul|     |                 \ george conklin
22 Jul|     \ <Hawki63@sb…
22 Jul\ good@rock.com
22 Jul   \ qwerty