Subject: Re: Possible Solution to Health Insurance
Author: <Hawki63@sbcglobal.net>
Date: 22 Jul
Ref:


"george conklin" <nospam@nospam.com> wrote in message
news:4vednZGbIMPRuhvVnZ2dnUVZ_r3inZ2d@earthlink.com...
>
> <Hawki63@sbcglobal.net> wrote in message
> news:%Lohk.17043$jI5.16047@flpi148.ffdc.sbc.com...
>>
>> "george conklin" <nospam@nospam.com> wrote in message
>> news:W6-dnRY5grjaTBjVnZ2dnUVZ_jadnZ2d@earthlink.com...
>>>
>>> "qwerty" <nospam@all.noway.com> wrote in message
>>> news:8Ichk.6422$cn7.4536@flpi145.ffdc.sbc.com...
>>>>
>>>> "Starkiller" <NoSpamSKS_SKanz@hotmail.com> wrote in message
>>>> news:neia8413hmb5e8sq906rjbc3n5151u8l3k@4ax.com...
>>>>> On Tue, 22 Jul 2008 03:32:23 +0100, "Bill Bonde { ''Mr Gore, tear down
>>>>> this wall'')" <tributyltinpaint@yahoo.co.uk> wrote:
>>>>>
>>>>>> > See http://www.ehealthinsurance.com/ for all the different plans.
>>>>
>>>>>>> $60 a month?? would buy you NO health coverage at all
>>>>>>>
>>>>>>> regardless of pre existing conditions etc
>>>>>>>
>>>>>>> get real
>>>>>>>
>>>>>>He is being real. $60 a month would buy some insurance. There are
>>>>>>(or at least could be) medial savings account plans in that basic
>>>>>>area.
>>>>>
>>>>> $60 a month for me individually would be a nearly 60% of my premium. I
>>>>> pay around $27 a week for individual coverage.
>>>>> That much of a subsidy would allow most folks that currently can't
>>>>> afford it to be able to.
>>>>
>>>> You did actually go to the cite above didn't you? Just how old are
>>>> you? If you're young, in your 20's then health insurance isn't too
>>>> expensive. However, if you're middle-aged then insurance is very
>>>> expensive. For instance, the cheapest & poorest policy for a 55 year
>>>> old man would be $230 a month which has no prescription benefits, 20%
>>>> co-pay, and pays for nothing until you've met the minimum of $3500.00
>>>> out-of-pocket expensive. That $60 would provide little help. If you
>>>> have a pre-existing condition, even if now cured, it's unlikely that
>>>> you can get insurance at ANY price.
>>>>
>>>
>>> Some states have community rating, so you could get insurance. NJ is
>>> one. A friend of mine who retired without health insurance moved to NJ
>>> so he and his wife could get some coverage. Otherwise, it is totally
>>> out-of-pocket.
>>
>>
>>
>> what do you mean by "community rating??"...just curious
>
> That is an insurance term. I am surprised you don't know it. Everyone
> gets the same rate and no one can be denied.
>


well that would be ideal...

when I googled the term and New Jersey I only found charts from various
health insurers..all broken down by age and gender...and no...the rates were
not the same...

not sure about not being denied


>
>




Possible Solution to Health Insurance
21 Julgood@rock.com
21 Jul|- <Hawki63@sb…
22 Jul|  |- george conklin
22 Jul|  |  \ good@rock.com
22 Jul|  |     \ george conklin
22 Jul|  \ Bill Bonde { '…
22 Jul|     |- Starkiller
22 Jul|     |  \ qwerty
22 Jul|     |     |- <Hawki63@sb…
22 Jul|     |     |  \ george conklin
22 Jul|     |     |- Starkiller
22 Jul|     |     |  |- maxwelton@my-d…
22 Jul|     |     |  \ qwerty
22 Jul|     |     |     \ Starkiller
22 Jul|     |     |        |- george conklin
22 Jul|     |     |        |  \ maxwelton@my-d…
23 Jul|     |     |        |     |- george conklin
23 Jul|     |     |        |     \ Starkiller
23 Jul|     |     |        |        |- george conklin
23 Jul|     |     |        |        \ maxwelton@my-d…
22 Jul|     |     |        \ qwerty
23 Jul|     |     |           \ Starkiller
23 Jul|     |     |              |- george conklin
23 Jul|     |     |              \ qwerty
23 Jul|     |     |                 \ george conklin
22 Jul|     |     \ george conklin
22 Jul|     |        \ <Hawki63@sb…
22 Jul|     |           |- <Hawki63@sb…
22 Jul|     |           |  \ george conklin
22 Jul|     |           \ george conklin
22 Jul|     |              \ <Hawki63@sb…
22 Jul|     |                 \ george conklin
22 Jul|     \ <Hawki63@sb…
22 Jul\ good@rock.com
22 Jul   \ qwerty