Subject: Re: Possible Solution to Health Insurance
Author: <Hawki63@sbcglobal.net>
Date: 22 Jul
Ref:


"george conklin" <nospam@nospam.com> wrote in message
news:W6-dnRY5grjaTBjVnZ2dnUVZ_jadnZ2d@earthlink.com...
>
> "qwerty" <nospam@all.noway.com> wrote in message
> news:8Ichk.6422$cn7.4536@flpi145.ffdc.sbc.com...
>>
>> "Starkiller" <NoSpamSKS_SKanz@hotmail.com> wrote in message
>> news:neia8413hmb5e8sq906rjbc3n5151u8l3k@4ax.com...
>>> On Tue, 22 Jul 2008 03:32:23 +0100, "Bill Bonde { ''Mr Gore, tear down
>>> this wall'')" <tributyltinpaint@yahoo.co.uk> wrote:
>>>
>>>> > See http://www.ehealthinsurance.com/ for all the different plans.
>>
>>>>> $60 a month?? would buy you NO health coverage at all
>>>>>
>>>>> regardless of pre existing conditions etc
>>>>>
>>>>> get real
>>>>>
>>>>He is being real. $60 a month would buy some insurance. There are
>>>>(or at least could be) medial savings account plans in that basic
>>>>area.
>>>
>>> $60 a month for me individually would be a nearly 60% of my premium. I
>>> pay around $27 a week for individual coverage.
>>> That much of a subsidy would allow most folks that currently can't
>>> afford it to be able to.
>>
>> You did actually go to the cite above didn't you? Just how old are you?
>> If you're young, in your 20's then health insurance isn't too expensive.
>> However, if you're middle-aged then insurance is very expensive. For
>> instance, the cheapest & poorest policy for a 55 year old man would be
>> $230 a month which has no prescription benefits, 20% co-pay, and pays for
>> nothing until you've met the minimum of $3500.00 out-of-pocket expensive.
>> That $60 would provide little help. If you have a pre-existing
>> condition, even if now cured, it's unlikely that you can get insurance at
>> ANY price.
>>
>
> Some states have community rating, so you could get insurance. NJ is
> one. A friend of mine who retired without health insurance moved to NJ so
> he and his wife could get some coverage. Otherwise, it is totally
> out-of-pocket.



what do you mean by "community rating??"...just curious

in states such as Mass and Oregon..where health insurance is "mandatory"
(like car insurance)....it is still the responsibility of the people (except
for the very poor..and those on Medicare)..to pay the premium...

thus..that is not "universal..ie gov't paid health insurance"...and
btw....Mass is having a terrible time "enforcing" the mandatory law..ie cuz
so many middle income earners still cannot afford it...

as for "all employers" giving totally paid coverage...we wish..I don't know
the stats...but the majority of employers tho they "offer" a group plan
(which is good)...require the employee to contribute a significant portion
of the premium (more for PPO than HMO...more if children and wife on the
plan)

the advantage of employer coverage (I think ) is the lack of pre existing
conditions clause

my point was $60 a month won't buy you much if any coverage...even for a
healthy single person



>
>
>




Possible Solution to Health Insurance
21 Julgood@rock.com
21 Jul|- <Hawki63@sb…
22 Jul|  |- george conklin
22 Jul|  |  \ good@rock.com
22 Jul|  |     \ george conklin
22 Jul|  \ Bill Bonde { '…
22 Jul|     |- Starkiller
22 Jul|     |  \ qwerty
22 Jul|     |     |- <Hawki63@sb…
22 Jul|     |     |  \ george conklin
22 Jul|     |     |- Starkiller
22 Jul|     |     |  |- maxwelton@my-d…
22 Jul|     |     |  \ qwerty
22 Jul|     |     |     \ Starkiller
22 Jul|     |     |        |- george conklin
22 Jul|     |     |        |  \ maxwelton@my-d…
23 Jul|     |     |        |     |- george conklin
23 Jul|     |     |        |     \ Starkiller
23 Jul|     |     |        |        |- george conklin
23 Jul|     |     |        |        \ maxwelton@my-d…
22 Jul|     |     |        \ qwerty
23 Jul|     |     |           \ Starkiller
23 Jul|     |     |              |- george conklin
23 Jul|     |     |              \ qwerty
23 Jul|     |     |                 \ george conklin
22 Jul|     |     \ george conklin
22 Jul|     |        \ <Hawki63@sb…
22 Jul|     |           |- <Hawki63@sb…
22 Jul|     |           |  \ george conklin
22 Jul|     |           \ george conklin
22 Jul|     |              \ <Hawki63@sb…
22 Jul|     |                 \ george conklin
22 Jul|     \ <Hawki63@sb…
22 Jul\ good@rock.com
22 Jul   \ qwerty