Subject: Re: Possible Solution to Health Insurance
Author: qwerty
Date: 22 Jul
Ref:


"Starkiller" <NoSpamSKS_SKanz@hotmail.com> wrote in message
news:qqib84dgufsjvtpuje97bpgb5dojcrce93@4ax.com...
> On Mon, 21 Jul 2008 20:45:38 -0700, "qwerty" <nospam@all.noway.com>
> wrote:
>
>>
>>"Starkiller" <NoSpamSKS_SKanz@hotmail.com> wrote in message
>>news:neia8413hmb5e8sq906rjbc3n5151u8l3k@4ax.com...
>>> On Tue, 22 Jul 2008 03:32:23 +0100, "Bill Bonde { ''Mr Gore, tear down
>>> this wall'')" <tributyltinpaint@yahoo.co.uk> wrote:
>>>
>>>> > See http://www.ehealthinsurance.com/ for all the different plans.
>>
>>>>> $60 a month?? would buy you NO health coverage at all
>>>>>
>>>>> regardless of pre existing conditions etc
>>>>>
>>>>> get real
>>>>>
>>>>He is being real. $60 a month would buy some insurance. There are
>>>>(or at least could be) medial savings account plans in that basic
>>>>area.
>>>
>>> $60 a month for me individually would be a nearly 60% of my premium. I
>>> pay around $27 a week for individual coverage.
>>> That much of a subsidy would allow most folks that currently can't
>>> afford it to be able to.
>>
>>You did actually go to the cite above didn't you? Just how old are you?
>>If
>>you're young, in your 20's then health insurance isn't too expensive.
>>However, if you're middle-aged then insurance is very expensive. For
>>instance, the cheapest & poorest policy for a 55 year old man would be
>>$230
>>a month which has no prescription benefits, 20% co-pay, and pays for
>>nothing
>>until you've met the minimum of $3500.00 out-of-pocket expensive. That
>>$60
>>would provide little help. If you have a pre-existing condition, even if
>>now cured, it's unlikely that you can get insurance at ANY price.
>>
> I'm 50. Don't know how it is where you are but my employer pays 40%
> of the premium and we pay the balance.

I'm 56, retired and pay 100% of my insurance out of my own pocket. It's
VERY expensive and if I were not literally in perfect health it would be
even worse!

> Typical for the majority of
> companies. It's been along that line every where I've worked for the
> past 32 years. Mine is just a basic healthcare policy with a $2 a
> week rider for short term disability. Prescription plan is $10, $25,
> $50 copays. Total out of pocket expenses is $2000. Hospital
> deductible is $750. Office visits $35 co pay. It is through Blue
> Cross Blue Shield.
> The only companies I've ran across that offer no inurance plan at all
> have been very small very cheap operations. They usually don't hold
> on to employees very long as well.
> Folks that don't have a job or are indigent qualify for Tenncare, the
> state Medicaid plan. If you qualify for food stamps, you qualify for
> Tenncare.

And if you're not poor? You're retired? Your employer doesn't offer any
kind of insurance? Or have pre-existing condition? You're out-of-luck!




Possible Solution to Health Insurance
21 Julgood@rock.com
21 Jul|- <Hawki63@sb…
22 Jul|  |- george conklin
22 Jul|  |  \ good@rock.com
22 Jul|  |     \ george conklin
22 Jul|  \ Bill Bonde { '…
22 Jul|     |- Starkiller
22 Jul|     |  \ qwerty
22 Jul|     |     |- <Hawki63@sb…
22 Jul|     |     |  \ george conklin
22 Jul|     |     |- Starkiller
22 Jul|     |     |  |- maxwelton@my-d…
22 Jul|     |     |  \ qwerty
22 Jul|     |     |     \ Starkiller
22 Jul|     |     |        |- george conklin
22 Jul|     |     |        |  \ maxwelton@my-d…
23 Jul|     |     |        |     |- george conklin
23 Jul|     |     |        |     \ Starkiller
23 Jul|     |     |        |        |- george conklin
23 Jul|     |     |        |        \ maxwelton@my-d…
22 Jul|     |     |        \ qwerty
23 Jul|     |     |           \ Starkiller
23 Jul|     |     |              |- george conklin
23 Jul|     |     |              \ qwerty
23 Jul|     |     |                 \ george conklin
22 Jul|     |     \ george conklin
22 Jul|     |        \ <Hawki63@sb…
22 Jul|     |           |- <Hawki63@sb…
22 Jul|     |           |  \ george conklin
22 Jul|     |           \ george conklin
22 Jul|     |              \ <Hawki63@sb…
22 Jul|     |                 \ george conklin
22 Jul|     \ <Hawki63@sb…
22 Jul\ good@rock.com
22 Jul   \ qwerty