On Jul 22, 8:10 am, Starkiller <NoSpamSKS_SK...@hotmail.com> wrote:
> On Mon, 21 Jul 2008 20:45:38 -0700, "qwerty" <nos...@all.noway.com>
> wrote:
>
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>
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> >"Starkiller" <NoSpamSKS_SK...@hotmail.com> wrote in message
> >news:neia8413hmb5e8sq906rjbc3n5151u8l3k@4ax.com...
> >> On Tue, 22 Jul 2008 03:32:23 +0100, "Bill Bonde { ''Mr Gore, tear down
> >> this wall'')" <tributyltinpa...@yahoo.co.uk> wrote:
>
> >>> > Seehttp://www.ehealthinsurance.com/for all the different plans.
>
> >>>> $60 a month?? would buy you NO health coverage at all
>
> >>>> regardless of pre existing conditions etc
>
>
> >>>He is being real. $60 a month would buy some insurance. There are
> >>>(or at least could be) medial savings account plans in that basic
> >>>area.
>
> >> $60 a month for me individually would be a nearly 60% of my premium. I
> >> pay around $27 a week for individual coverage.
> >> That much of a subsidy would allow most folks that currently can't
> >> afford it to be able to.
>
> >You did actually go to the cite above didn't you? Just how old are you? If
> >you're young, in your 20's then health insurance isn't too expensive.
> >However, if you're middle-aged then insurance is very expensive. For
> >instance, the cheapest & poorest policy for a 55 year old man would be $230
> >a month which has no prescription benefits, 20% co-pay, and pays for nothing
> >until you've met the minimum of $3500.00 out-of-pocket expensive. That $60
> >would provide little help. If you have a pre-existing condition, even if
> >now cured, it's unlikely that you can get insurance at ANY price.
>
> I'm 50. Don't know how it is where you are but my employer pays 40%
> of the premium and we pay the balance. Typical for the majority of
> companies. It's been along that line every where I've worked for the
> past 32 years. Mine is just a basic healthcare policy with a $2 a
> week rider for short term disability. Prescription plan is $10, $25,
> $50 copays. Total out of pocket expenses is $2000. Hospital
> deductible is $750. Office visits $35 co pay. It is through Blue
> Cross Blue Shield.
> The only companies I've ran across that offer no inurance plan at all
> have been very small very cheap operations. They usually don't hold
> on to employees very long as well.
I think that is typical for fewer and fewer companies.
What you have is what once was for a lot of people 10 or 15
years ago. Things have changed for a lot of people. There
are a lot of group plans at big companies where YOU pay
the total cost of the premium. For a single about $350/mo.
or more and on top of that there is a high deductiable
~$1500/mo. For families multiply times 2.
Then top it off the provider either doesn't know how to bill
the insurance or the insurnance finds a reason not to
allow. The patient ends up paying more than their
share. That is something I think scrupulous members
of both parties would want to fix.
<Hawki63@sb…
good@rock.com
